Terms and Conditions of Change Tokens
These Terms constitute a legally binding agreement between the Company and each of the Users. Accepting these Terms and/or purchasing Change Tokens (including purchasing Change Tokens prior to the date of these Terms) means that you have fully agreed to all the terms and conditions herein. In addition to these Terms, each User is obliged to comply with the technical rules associated with the relevant smart contract.If you have any questions regarding these Terms or such technical rules, please contact us at [email protected]
IMPORTANT RESTRICTION: Citizens and residents of and persons located in Canada, Singapore or the United States of America (USA), as well as Puerto Rico and the Virgin Islands and any other US possessions, are prohibited from participating in the presale and ICO and receiving Change Tokens. Representatives and individuals acting in the interests of legal entities registered in the jurisdiction of Canada, Singapore or the United States, as well as Puerto Rico, the Virgin Islands and any other US possessions are prohibited from participating in the presale and ICO and receiving Change Tokens. Technical IP restrictions will be applied.
IMPORTANT NOTICE: As of the date of these Terms, fundraising through ICOs is prohibited in China and South Korea as per the relevant notices of the People’s Bank of China and the South Korean Financial Services Commission. It is not clear if and how such prohibition affects ICOs of issuers outside China and South Korea. We recommend citizens and residents of and persons located in China and South Korea to seek legal advice before purchasing Change Tokens.
As used in these Terms, including the preamble hereof, unless expressly otherwise stated or evident in the context, the following capitalised terms and expressions shall have the following meanings, the singular (where appropriate) shall include the plural and vice versa, references to Sections shall mean the Sections of these Terms, and the term “including” or any similar term is not to be construed as providing any limitation and will be construed as “including but not limited to”:
The privacy of customers' data is very important to us. Change collects user information to better understand users and offer better services.
What personal information do we collect?
When ordering or registering on our site, as appropriate, you may be asked to enter your name, email address, mailing address, phone number, credit card information and also information required for "know your customer" and "anti-money laundering" checks where applicable or other details to help you with your experience.
When do we collect information?
We collect information from you when you register an account, subscribe to a newsletter, fill out a form, enter other information on our site and use the Change web application.
Usage of the data
We may use the information we collect from you when you register, make a transaction, sign up for our newsletter, respond to a survey or marketing communication, surf the website, use the Change web application or use certain other site features in the following ways:
• To personalize your experience and to allow us to deliver the type of content and product offerings in which you are most interested.
To improve our website in order to better serve you.
• To allow us to better service you in responding to your customer service
To administer a contest, promotion, survey or other site feature.
To quickly process your transactions.
• To send periodic emails regarding your order or other products and services.
• To follow up with them after correspondence (live chat, email or phone inquiries)
Protecting your information
Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our site as safe as possible.
Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive/credit information you supply is encrypted via Secure Socket Layer (SSL) technology.
We implement a variety of security measures when a user places an order enters, submits, or accesses their information to maintain the safety of your personal information.
Do we use 'cookies'?
• Help remember and process the items in the shopping cart.
Understand and save user's preferences for future visits.
• Keep track of advertisements.
• Compile aggregate data about site traffic and site interactions in order to offer better site experiences and tools in the future. We may also use trusted third-party services that track this information on our behalf.
If you turn cookies off, some of the features that make your site experience more efficient may not function properly.
We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information unless we provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential. We may also release information when it's release is appropriate to comply with the law, enforce our site policies, or protect ours or others' rights, property or safety.
However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.
How does our site handle Do Not Track signals?
We honor Do Not Track signals and Do Not Track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place.
Does our site allow third-party behavioral tracking?
It's important to note that we do not allow third-party behavioral tracking.
We collect your email address in order to:
If at any time you would like to unsubscribe from receiving future emails, you can email us at [email protected] and we will promptly remove you from ALL correspondence.
How to contact us?
Lion Capital OÜ
Kalasadama 4, Tallinn Estonia
e-mail: [email protected]
Change is the first mobile app that gives you full control over your finances. Launching in December.
Change's crypto wallet is already being tested by beta testers. The most simple of sign-ups with minimal information required to store & send cryptocurrencies. The cornerstone of everything else yet to come.
Change's very own cryptocurrency spending card brings cryptocurrencies to offline use. First 500 cards are given to first 500 token sale contributors of at least 50 ETH.
In addition you will be earning rewards by paying with Change Tokens.
When it comes to traditional financial institutions and their key product offering, the big players are "Jacks of all trades, master of none". Financial companies specialising on a single service offering, outperform banks but require separate onboarding.
The comfort of getting all your financial services from a single source, has favoured traditional banks to win over specialised companies in the past. Change marketplace aggregates the best ways to invest, insure or lend and lets you use these services from a single interface & wallet.
Think of Change like an "AppStore" for specialised financial service companies that outperform your bank, while removing the need to sign up or deposit funds to these services individually.
Invest in a diversified stock portfolio or real estate, finance loans, sign travel insurance - all from one seamless interface with complete transparency and zero delay.
Traditional banks have out-lived their time - sub-par consumer experience, not enough transparency, inability to cater to millennials' lifestyle.
Change aims to re-invent the way people manage their finances. More efficiency, more productivity and most of all transparency - means better results.
In 2018, Change has set to launch the first global financial technology marketplace on blockchain.
Change has partnered with the e-Residency project by the government of Estonia, the most advanced digital society in the world. Change will be available to its projected 10 million e-Residents including Tim Draper and Edward Lucas.
Change is widely supported in the industry. Our mission to create a global FinTech network that defies the norms of traditional banking has inspired several big names to support us.Read Whitepaper